Comments on: Mind that MOT… http://www.britishpapers.co.uk/in-the-news/mind-that-mot/ All about the United Kingdom’s national, regional and local press Wed, 11 Jan 2012 11:33:29 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: British Newspapers Online http://www.britishpapers.co.uk/in-the-news/mind-that-mot/comment-page-1/#comment-1519 British Newspapers Online Thu, 18 Jun 2009 04:00:44 +0000 http://www.britishpapers.co.uk/?p=5175#comment-1519 You're right inasmuch as there's a difference between roadworthiness in fact and compliance with the requirements of the law - and, of course, an MOT pass only certifies that your vehicle was roadworthy at the time of testing. However, apart from the <a title="British Newspapers Online's page for the Daily Mirror" href="/redtops/daily-mirror/" rel="nofollow"><em>Daily Mirror</em></a> reference quoted above, there are several references online which strongly suggest that many insurance companies <strong>do</strong> explicitly require you to have a valid MOT certificate. <a href="http://www.roadsidelawyer.co.uk/questions/car-in-fault-accident-with-valid-insurance-but-expired-mot-will-this-make-the-insurance-invalid-or-can-we-still-claim" rel="nofollow">Roadsidelawyer.co.uk</a> is just one of them; there are plenty of others. In any event, it's simply not worth the risk. How many cars are still fully roadworthy one year after their previous MOT? And how many insurance companies are willing to pay a claim if they can find any reason at all to refuse to indemnify? You’re right inasmuch as there’s a difference between roadworthiness in fact and compliance with the requirements of the law – and, of course, an MOT pass only certifies that your vehicle was roadworthy at the time of testing.

However, apart from the Daily Mirror reference quoted above, there are several references online which strongly suggest that many insurance companies do explicitly require you to have a valid MOT certificate. Roadsidelawyer.co.uk is just one of them; there are plenty of others.

In any event, it’s simply not worth the risk. How many cars are still fully roadworthy one year after their previous MOT? And how many insurance companies are willing to pay a claim if they can find any reason at all to refuse to indemnify?

]]> By: Mr J Smith http://www.britishpapers.co.uk/in-the-news/mind-that-mot/comment-page-1/#comment-1518 Mr J Smith Wed, 17 Jun 2009 17:03:30 +0000 http://www.britishpapers.co.uk/?p=5175#comment-1518 Can you please clarify where you got the information that "if you don't renew a vehicle’s MOT on time, this will automatically means that the car insurance is invalid" Most insurance companies state the car should be kept in a roadworthy. The sentence above refers to being road legal. Two different definitions Can you please clarify where you got the information that

“if you don’t renew a vehicle’s MOT on time, this will automatically means that the car insurance is invalid”

Most insurance companies state the car should be kept in a roadworthy. The sentence above refers to being road legal. Two different definitions

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